How Do Interest Rates Affect My Buying Power?

Interest rates are one of the biggest factors in home affordability. A small rate change can significantly adjust what you qualify for — and what you feel comfortable paying. For example, on a $500,000 loan: At 6%, your payment (P&I) is about $2,998/mo At 7%, it’s about $3,326/mo Just 1% can cost yo

How Can I Increase My Home’s Value Before Selling?

Not all upgrades are equal. In the High Desert, buyers reward presentation, functionality, and modern finishes — not necessarily full-scale remodels. Here’s where your money works hardest: 1. Fresh PaintNeutral, modern tones make the home feel clean and updated instantly. 2. Curb AppealNew mulch, tr

Should I Buy New Construction or Resale?

Both new construction and resale homes offer value — but the right choice depends on your goals, timeline, and lifestyle. New Construction Benefits: Modern floorplans and energy efficiency Builder warranties Customization options Fewer repair surprises Incentives or rate buydowns Builders often offe

How Do Real Estate Comissions Work?

One of the most common questions sellers ask is, “How do commissions actually work?” It’s a great question — and transparency is important. In a typical real estate transaction, the seller pays a commission that compensates both the listing agent and the buyer’s agent. This commission covers far mor